Pricing Manager – Retail Banking (Value & Pricing)

About the role

ING is looking for a Pricing Manager to lead pricing strategy execution across its retail banking product families, including deposits, loans, payments, packages, and FX spreads. You will work closely with product, sales, and global teams to optimise rates, fees and commissions while driving revenue and customer value.

Key responsibilities

• Execute pricing strategies for retail banking products and segments.
• Manage and optimise interest rates, fees and commission structures on a daily/weekly basis.
• Design, run and analyse A/B tests and pilot pricing changes, translating insights into actions.
• Monitor pricing performance (volumes, revenue, margin, customer behaviour) and produce regular reports.
• Track competitor pricing and market dynamics, providing actionable recommendations.
• Collaborate with business units, product teams and sales channels to ensure effective implementation.
• Leverage CLV and segment‑based analytics in pricing decisions.
• Develop pricing and offer recommendations to support wallet‑share growth, cross‑sell and product deepening.
• Contribute to pricing‑related systems, tools and reporting capabilities.
• Ensure compliance with internal policies and regulatory requirements.

Required profile

• 7–10 years of experience in banking within pricing, product management, analytics or revenue management.
• Knowledge of retail banking products and customer behaviour dynamics.
• Strong analytical thinking and data‑driven decision‑making mindset.
• Experience with A/B testing, data analysis and performance monitoring.
• Solid understanding of financial metrics such as revenue, margin and volumes.
• Excellent communication and stakeholder management skills.
• Bachelor’s degree in Economics, Business Administration, Industrial Engineering, Statistics or related field.
• Fluency in English, both written and spoken.

Required skills

• Advanced proficiency in Excel.
• Knowledge of data tools such as SQL.
• Knowledge of programming languages such as Python.

What we offer

• Flexible and hybrid working model with remote options.
• 14 days of welcome leave in the first year.
• Access to global and local learning opportunities through ING Academy and certification programs.
• Opportunities for short‑term and long‑term assignments, international projects and leadership development programs.
• Comprehensive health insurance and private pension plans.
• On‑site amenities including gym, coffee shops and hairdresser.